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Asset Finance

Smarter Asset Finance for Ambitious Businesses

We’re a market leading provider of smart, flexible asset finance, helping businesses of all sizes unlock opportunity and accelerate growth. Whether you're expanding your fleet, investing in equipment, or seeking expert led funding solutions, our transparent and tailored approach puts you in control.

Explore our full range of products, services, and resources designed to move your business forward.

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LetsTalk Asset Finance a market leading asset finance company in the UK

LetsTalk Asset Finance stands out as a market leading asset finance broker in the UK by combining expertise, innovation, and a customer focused approach. With a dedication to sustainability, transparency, and efficiency, they are the trusted partner for businesses seeking tailored financial solutions and long term success.

Female business owner asset finance

What can asset finance be used for?

Here are just a few examples.

Expertise You Can Trust

Our team of specialists has extensive experience in asset finance and works tirelessly to deliver solutions tailored to your business needs.

Customer-Centric Approach

Your success is our priority. We provide clear, transparent advice and strive to build long-term partnerships with our clients.

Wide Lender Network

Our strong relationships with a diverse panel of lenders enable us to offer competitive rates and flexible terms.

Strong Focus on Sustainability

We are committed to supporting businesses in adopting sustainable practices and achieving their environmental goals.

Finance products

Tailored to your requirements.

Hire Purchase

Hire Purchase (HP) is a popular asset finance option in the UK that allows businesses and individuals to acquire assets by spreading the cost over time.

Key Features

Low Initial Outlay

Fixed Monthly Payments

Ownership at the End

Secured Against the Asset

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Finance Lease

A finance lease is a type of asset finance agreement where a business can use an asset, such as vehicles, machinery, or equipment, for most of its useful life without owning it.

Key Features

Full Asset Usage

Fixed Monthly Payments

Ownership Remains with Lessor

Options at End of Term

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Operating Lease / Contract Hire

An operating lease, also known as contract hire, is a type of asset finance agreement where a business rents an asset for a fixed period without the intention of owning it.

Key Features

No Ownership

Fixed-Term Rental

Low Monthly Payments

Maintenance Included

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Asset Refinance / Capital Release

Asset refinance, also known as capital release, is a financial solution that allows businesses to unlock cash tied up in assets they already own.

Key Features

Unlocks Liquidity

Retain Asset Usage

Flexible Repayment Terms

Secured Financing

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Green Finance

Green finance refers to financial products and services that support environmentally sustainable projects and investments.

Key Features

Environmentally Focused

Access to Incentives

Ownership Remains with Lessor and can transfer to the Lessee at the end subject to product type

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Consultancy

We provide expert asset finance consultancy services tailored to meet the needs of businesses across a wide range of industries.

Unlock Smarter Asset Financing

Tailored Solutions

Hassle Free Process

Access to Top Lenders

Cost Efficiency

Consultancy Support

10 reasons to choose LetsTalk Asset Finance

Discover why LetsTalk Asset Finance is the smart choice for your asset  funding needs.

01

Extensive Industry Knowledge

LetsTalk Asset Finance possesses deep expertise in asset finance, offering insights into hire purchase, leasing, refinancing, and green finance.

02

Wide Lender Network

LetsTalk Asset Finance partners with a diverse panel of trusted lenders, ensuring tailored finance solutions for clients across all business sizes and sectors.

03

Customer Centric Approach

LetsTalk Asset Finance prioritises its clients’ needs by offering personalised solutions and maintaining a clear focus on customer satisfaction.

04

Transparency and Integrity

LetsTalk Asset Finance operates with absolute honesty, providing clear and detailed information about fees, commissions, and finance terms.

05

Efficient Processes and Quick Turnaround

By streamlining application processes and minimising paperwork, LetsTalk Asset Finance ensures clients experience fast approvals and stress-free financing.

06

Expertise in Multiple Industries

LetsTalk Asset Finance’s understanding of industry-specific assets and financing needs allows them to deliver customised advice and solutions for any business.

07

Flexible and Tailored Solutions

The company offers a wide variety of finance options, such as hire purchase, operating leases, and asset refinance, to suit the unique financial needs of each client.

08

Commitment to Sustainability

LetsTalk Asset Finance is a leader in green finance, promoting eco-friendly solutions like electric vehicle leasing and renewable energy equipment financing.

09

Outstanding Customer Support

Dedicated account managers and a responsive customer service team provide clients with support throughout the financing process.

10

Proven Track Record and Positive Reputation

LetsTalk Asset Finance boasts a strong reputation in the market, supported by glowing testimonials, case studies, and industry recognition.

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